FINANCE INSTRUCTIONS

Applying for finance could not be easier, the whole process can be done online in under two minutes,
apply today and get an instant decision. See information below for how to apply.

1
2
3
4
5
6

Only 10% initial deposit to pay

  • We like things simple, 10% deposit upfront is all you need.
  • We’ll ask you for valid payment details during the application process.
  • You only pay if you’re approved.

Close Brothers Retail Finance

Low Rate 4.9% finance After your initial 10% deposit pay monthly over 18, 24 or 36 months with a low APR of 4.9 to 14.9% or 12 months 0% APR.

Examples

  • The example finance pricing below is based on an order value of £1000:

Price £1000 Monthly Instalment £75
Deposit (10%) £100 Term of Agreement 12 Months
Loan Amount £900 Cost of Loan £0.00
APR 0% Total Amount Payable £1000
Price £1000 Monthly Instalment £41.31
Deposit (10%) £100 Term of Agreement 24 Months
Loan Amount £900 Cost of Loan £91.53
APR 9.9% Total Amount Payable £1091.53
Price £1000 Monthly Instalment £30.75
Deposit (10%) £100 Term of Agreement 36 Months
Loan Amount £900 Cost of Loan £206.88
APR 14.9% Total Amount Payable £1206.88

Who is eligible for finance?

  • Finance is available on orders of £277.78 or more, placed on our website.

You’ll need to be:

  • 18 years or older
  • A UK resident for 3 years or more/Permanent UK resident
  • Be able to make regular repayments by Direct Debit
  • In regular employment (minimum of 16 hours per week) including self-employment or in a permanent residence with your spouse/partner who’s in regular employment
  • Have a debit card or credit card in your name and registered to your address and have a bank or building society current account

Other conditions may apply and we cannot guarantee that your application will be accepted.

Novatech is an introducer of regulated credit products provided exclusively by Close Brothers Retail Finance. Close Brothers Retail Finance is a trading name of Close Brothers Limited. Finance is only available to permanent UK residents aged between 18-75, subject to status, terms and conditions apply.

Still have a few questions?

How long will it take to apply?

You should get an instant answer on whether your application for finance has been successful. In some cases, Close Brothers Retail Finance – our finance provider – will need to look at the application in more detail before making their decision.

What happens if my application is turned down?

Applications may not be accepted for a number of reasons, including mistyped information or not meeting the specified requirements. Please note that other conditions may apply and we cannot guarantee that your application will be accepted. If your application isn’t successful, you can still purchase the item in full with a valid credit or debit card.

Will I be charged if my application is declined

No, you will not be charged anything if your application is unsuccessful.

What do I need to apply?

All you need to do is fill out the online form at the payment stage and add an electronic signature. It’s important you use your full name and address details and make sure everything is spelt correctly.

Who are Close Brothers Retail Finance?

Close Brothers Retail Finance are one of the UK’s specialist providers of Retail Point of Sale finance in the UK. We’ve chosen Close Brothers Retail Finance due to the ease and speed of application process making it as simple as possible for you to get a decision. If your application is successful, you will enter into a Credit Agreement with Close Brothers Retail Finance. Close Brothers Retail Finance is a trading name of Close Brothers Limited.